Are you unclear about your mortgage options in the current market?

Are you concerned about the impact that your mortgage will have on your cash flow, your taxes, the wealth in your house, and on your other investments?

Since 1995 our focus has been to deliver mortgage loans that are in agreement with the best interests of our clients. Over the years, experience and thoughtful examination have led us to the important conclusion that your mortgage has the potential to be a powerful monetary tool when correctly integrated with your unique set of financial goals and circumstances.

Our system and processes are designed to determine the appropriate loan option for your situation; deliver it with the lowest rate and fees; make the loan process convenient and timely, and provide continued client support throughout the term of your loan. When you work with us, you can expect:

Advocacy: Taking the appropriate time and making the necessary effort to truly understand your goals and circumstances sets us apart from other mortgage providers. We help you determine the loan structure that has the greatest benefit and the lowest cost over the life of the loan in order to maximize the value of your real estate investment.

Experience: With hundreds of years of cumulative mortgage industry experience, we know how to get the job done. Our lending network includes 29 of the top nationwide mortgage providers and 15 of top Southern California mortgage providers so we can deliver a broad array of loan options at the best terms.

Integrity: We deliver what we promise- from rate, to terms, to timeline. We fully explain and detail the terms and features of your mortgage at the beginning of the process - no unexpected surprises at closing, no bait and switch tactics. You can relax with the security of knowing exactly what your loan terms are upfront.

Perspective: As home and investment property owners we bring a real-life perspective to the table when working with clients. We have worked through both up and down real estate markets, in both tight and loose lending environments, so we can put the issues surrounding your individual situation in perspective when making loan recommendations.

CA Department of Real Estate License #01269597

Tel.  562.472.1120   |   Fax  562.684.4168   |   dpemberton@stratisfinancial.com 

Copyright © 2009 David Pemberton, Stratis Financial
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